At Tom Collins Insurance, we bring an independent approach to every client we serve. That means access to a wide range of carriers, but more importantly, the experience to guide you to the right coverage.
Whether you’re protecting your home or running a business, our team takes the time to understand your needs, explain your options, and build coverage that fits.
At Tom Collins Insurance, we protect more than property, we protect the way of life that makes our community special. From river to ranch, our team understands the unique risks that come with living on Florida’s Treasure Coast. Every policy we write is tailored by local agents who listen, explain, and help you make confident choices about your coverage.
From riverfront homes to oceanfront condos, we tailor coverage to your property and location, accounting for local risks like wind and water without overpaying.
Simple, affordable coverage that protects your belongings and fits your lifestyle, whether you’re new to Vero or here seasonally.
We help you choose the right coverage for how and where you drive, navigating Florida’s traffic, storms, and seasonal
conditions.
From the driveway to the dock, we protect your boat and recreational vehicles with coverage built for life on the water or on the road.
Flood risk isn’t limited to high-risk zones. We guide you through the right coverage based on your property, elevation, and local conditions.
An added layer of liability protection that helps safeguard your assets and future from unexpected events.
Specialized coverage for high-value items like jewelry, art, and collectibles—ensuring what matters most is properly protected.
Every business faces risk, but not every business faces it the same way.
Our job is to understand yours. Before recommending coverage, we take the time to learn how your business operates, where you’re exposed, and what protections you already have in place. From there, we identify gaps and build coverage that reflects the real risks you face.
With decades of experience serving Florida businesses, we know where issues tend to arise—from property and liability to professional risk and cyber exposure. More importantly, we know how to structure coverage that helps you avoid disruption and stay focused on running your business.
Condominium Associations
Homeowner Associations (HOAs)
Property Management Companies
Community Associations
Office Buildings
Retail Centers
Industrial Properties
Mixed-Use Properties
Investment Properties
Commercial Landlords
Non-Profit Organizations
Private Schools
Preschools
Early Learning Centers
Community Service Organizations
Faith-Based Organizations
Attorneys
Accountants
Consultants
Financial Advisors
Architects & Engineers
Real Estate Professionals
