Tom Collins Insurance was built on a simple idea: take care of people the right way, and the rest follows.
For more than 35 years, we’ve served families, homeowners, and businesses across Vero Beach and Indian River County with a personal, hands-on approach to insurance. What started as a local agency has grown through long-standing relationships, referrals, and a reputation built on trust.
Today, that foundation continues under second-generation leadership.
Dave Collins joined the agency after serving in the U.S. Army and building a career in underwriting and risk analysis. With experience on both the carrier side and the client side, he brings a deeper understanding of how coverage works and how to make it work better for the people who rely on it.
That perspective shapes how we operate every day: with discipline, accountability, and a commitment to helping clients make informed decisions about protecting what matters most.
We stand behind every decision we make, taking ownership, following through, and doing what’s right for our clients.
We listen, support, and show up when it matters most, treating every client with the attention and respect they deserve.
We bring deep industry knowledge to every conversation and focus on clear, practical guidance—not showing off what we know.
We live and work in this community, taking pride in protecting the people and businesses that make Vero Beach what it is.
