Business Owners Insurance

  • Our experienced and qualified local agents have established long term relationships in Vero Beach and the Treasure Coast. We have learned that the insurance needs of small business owners will change over time. Therefore, we conduct periodic insurance checkups with our clients to make certain your business has the best protection possible.
    A Business Owners insurance policy from Tom Collins Insurance Agency provides complete coverage for medium to small businesses. Our portfolio of products allows us the ability to find solutions and manage risks from our range of approved insurance carriers including Zurich, Nationwide, Bankers Insurance Group, and Lloyds. We specialize in helping small businesses with less than 100 employees mitigate risks.
    A business owner's policy (BOP) is designed to simplify your decision by combining several types of insurance coverage together so our clients can combine a package of protection at a competitive price. Our local Vero Beach team of specialists will meet with you to help you make the most intelligent business decision regarding coverage options. We're committed to assisting you in finding the most comprehensive insurance plan to protect your assets.



    We offer coverage for:

    Professional liability insurance
    Medical payments
    Premises liability
    Employer's liability insurance
    Products and completed operations
    Fire legal liability


  • A business owner's policy can provide property insurance, liability insurance, crime coverage and additional protection, built into one simple package. This plan works to protect you from:

    • Property claims
    • Premises liability claims
    • Income loss
    • Equipment breakdown
    • Crime, money and securities

    Business owner's policy can be a great option for businesses like:

    • Retail florists and clothing stores
    • Medical, dental and veterinarian offices
    • Delis and coffee shops
    • Wholesale barber and beauty suppliers
    • Service shops, such as dry cleaners and funeral homes
    • Shopping centers
    • Auto repair and lube shops
  • Any individual or business providing a service, offering solutions, opinion or making recommendations is at risk for a professional liability lawsuit. We know how sudden changes in your business can sometimes negatively impact the financial and operational strength of your business. Our team makes certain that our clients can comfortably work in the world of uncertainty because of the protection we have put in place. You will find more peace in knowing that you and your business can rely on the strength of our world class carriers to provide your needed business liability insurance. General liability insurance is essential for every business. This type of insurance protects the insured from the risks of liabilities that may be imposed by lawsuits or similar claims. Tom Collins Insurance Agency understands the need for our clients to have complete business protection not just your "one size fits all" coverage. Our customized policies will cover medical expenses, attorney fees and damages if you are deemed legally responsible. Your insurance needs are unique to your business. Based on the commercial liability insurance requirements for your company, we can work with you to determine the right type of general business liability insurance coverage for every stage of your business.